The number of years for which the client wishes to protect / ensure the household expenses entered.
This is the amount of income that your client wish to ensure for his/her family in his/her absence.
Consider only the assets which can be used in case of emergency. Please exclude items of current consumption that cannot be used in case of any eventuality.
Consider the liabilities which are outstanding currently and will have to be met in case of any eventuality.
The Client's existing life insurance coverage in force. Please exclude any riders, etc. and consider only the basic life coverage.
The expectation returns on the Protection Kitty which will be used to fund the household expenses and to meet future goals.
In addition to the above, use this field to enter an amount (total present value to be saved) that can meet the future important goals of your loved ones. Example, child marriage, child education, purchase of home, etc. This amount will be added to the insurance need and is supposed to be invested independently to meet the goals.
